SAVING + BUDGETING

Nicole Yankauskas, Avalon Wealth Advisory

Brea Dantin, MJ Retirement

ABOUT NICOLE
ABOUT BREA
“Just start simple, don't overcomplicate it and get bogged down with the details.”

ABOUT THE EPISODE

ABOUT THE EPISODE

In this episode, we sit down with Nicole Yankowskis, a certified financial planner from Avalon Wealth Advisory, and Brea Dantin, an advisor at MJ Retirement, to discuss foundational aspects of personal finance.

Nicole emphasizes the importance of starting simple, being aware of your cash flow, and creating a budget that fits individual needs. Brea shares insights on retirement planning and the significance of discussing and educating oneself about money.

We also dive into practical strategies for managing debt, understanding credit scores, and creating systems like emergency funds and automated savings to ensure financial stability and growth.

The episode wraps up with actionable advice on maintaining a positive and proactive financial mindset.

00:00 Introduction

01:18 Meet the Experts: Nicole and Brea

01:38 Foundations of Personal Finance

03:56 Budgeting Basics and Strategies

06:40 Behavioral Finance and Money Mindset

20:48 Credit and Debt Management

27:48 Good Debt vs. Bad Debt

30:26 Final Thoughts and Takeaways

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